NationalHealth insurance
Long-term Care Insurance
介護保険
In short: Care services for people 65+ (and 40–64 with age-related diseases) after a municipal care-need certification.Insured: residents of the municipality aged 65+ (Category 1) and residents aged 40–64 enrolled in medical insurance (Category 2). Services require municipal certification of care need.(Source: www.mhlw.go.jp, verified on 2026-10-15)
Validity: Current as of 2026-10-15 (FY2026 / Reiwa 8); source page live on that date. Verified on 2026-10-15. Official source: https://www.mhlw.go.jp/stf/seisakunitsuite/bunya/hukushi_kaigo/kaigo_koureisha/nintei/gaiyo4.html
- Category 2 limited to specified age-related diseases (MHLW leaflet; not yet added)
- Premiums
Who qualifies
- Insured: residents of the municipality aged 65+ (Category 1) and residents aged 40–64 enrolled in medical insurance (Category 2). Services require municipal certification of care need. [official source · verified on 2026-10-15]
Conditions by topic
| Age | 65+ (Category 1); 40–64 with medical insurance (Category 2). [official source · verified on 2026-10-15] |
|---|---|
| Income | Not stated in the sources we checked — confirm with the office. |
| Household | Not stated in the sources we checked — confirm with the office. |
| Child age | Not stated in the sources we checked — confirm with the office. |
| Residence in Japan | Not stated in the sources we checked — confirm with the office. |
| Residence in Tokyo / municipality | Must have an address in the municipality. [official source · verified on 2026-10-15] |
| Work / insurance type | Not stated in the sources we checked — confirm with the office. |
| Disability | Not stated in the sources we checked — confirm with the office. |
Residence status
Not stated in the official sources we checked — unknown.
Where to apply
- Apply to your municipality for care-need certification. [official source · verified on 2026-10-15]
Find addresses in the office finder.
Deadlines
Not yet verified from an official source.
Documents
Not yet verified from an official source.
Phone / counter phrases
すみません、介護保険について伺いたいのですが、対象になるか、何を持っていけばよいか教えていただけますか。
Sumimasen, kaigo hoken ni tsuite ukagaitai no desu ga, taishō ni naru ka, nani o motte ikeba yoi ka oshiete itadakemasu ka.
Hello. I would like to ask about long-term care insurance. Am I eligible, and what should I bring?
すみません、もう少しゆっくり話していただけますか。
Sumimasen, mō sukoshi yukkuri hanashite itadakemasu ka.
Sorry, could you please speak a little more slowly?
Generic phrases for practical help, not official wording.