NationalChildren & family
Maternity Allowance (employee health insurance)
出産手当金
In short: Employee health insurance pays two-thirds of your standard daily pay for maternity leave days without salary.Insured persons themselves under company health insurance or public-servant mutual aid associations, who take time off for childbirth without pay.(Source: www.bosei-navi.mhlw.go.jp, verified on 2026-10-15)
Validity: Current as of 2026-10-15 (FY2026 / Reiwa 8); source page live on that date. Verified on 2026-10-15. Official source: https://www.bosei-navi.mhlw.go.jp/glossary/provide02.html
Who qualifies
- Insured persons themselves under company health insurance or public-servant mutual aid associations, who take time off for childbirth without pay. [official source · verified on 2026-10-15]
Conditions by topic
| Age | Not stated in the sources we checked — confirm with the office. |
|---|---|
| Income | Not stated in the sources we checked — confirm with the office. |
| Household | Giving birth. [official source · verified on 2026-10-15] |
| Child age | Not stated in the sources we checked — confirm with the office. |
| Residence in Japan | Not stated in the sources we checked — confirm with the office. |
| Residence in Tokyo / municipality | Not stated in the sources we checked — confirm with the office. |
| Work / insurance type | Company health insurance or mutual aid association insured person (not dependents, not NHI). [official source · verified on 2026-10-15] |
| Disability | Not stated in the sources we checked — confirm with the office. |
Residence status
Not stated in the official sources we checked — unknown.
Where to apply
- Ask your employer's health insurance staff or your health insurer. [official source · verified on 2026-10-15]
Find addresses in the office finder.
Deadlines
Not yet verified from an official source.
Documents
Not yet verified from an official source.
Key details
- Covers leave days from 42 days before birth (98 for multiple births) to 56 days after; 2/3 of standard daily remuneration; if partial salary is paid, the difference is paid. [official source · verified on 2026-10-15]
Phone / counter phrases
すみません、出産手当金について伺いたいのですが、対象になるか、何を持っていけばよいか教えていただけますか。
Sumimasen, shussan teatekin ni tsuite ukagaitai no desu ga, taishō ni naru ka, nani o motte ikeba yoi ka oshiete itadakemasu ka.
Hello. I would like to ask about the maternity allowance. Am I eligible, and what should I bring?
すみません、もう少しゆっくり話していただけますか。
Sumimasen, mō sukoshi yukkuri hanashite itadakemasu ka.
Sorry, could you please speak a little more slowly?
Generic phrases for practical help, not official wording.