NationalPension
Student Special Payment System (Pension)
学生納付特例
In short: Students can defer National Pension premiums while studying.Students whose own prior-year income is at or below ¥1.28 million + ¥380,000 × dependents + social insurance deductions etc. Family income is not considered.(Source: www.nenkin.go.jp, verified on 2026-10-15)
Validity: Current as of 2026-10-15 (FY2026 / Reiwa 8); source page live on that date. Verified on 2026-10-15. Official source: https://www.nenkin.go.jp/service/kokunen/menjo/20150514.html
Who qualifies
- Students whose own prior-year income is at or below ¥1.28 million + ¥380,000 × dependents + social insurance deductions etc. Family income is not considered. [official source · verified on 2026-10-15]
Conditions by topic
| Age | From age 20 (National Pension coverage). [official source · verified on 2026-10-15] |
|---|---|
| Income | Own prior-year income ≤ ¥1,280,000 + ¥380,000 × dependents + social insurance deductions etc.; family income not considered. [official source · verified on 2026-10-15] |
| Household | Not stated in the sources we checked — confirm with the office. |
| Child age | Not stated in the sources we checked — confirm with the office. |
| Residence in Japan | Not stated in the sources we checked — confirm with the office. |
| Residence in Tokyo / municipality | Not stated in the sources we checked — confirm with the office. |
| Work / insurance type | Must be a student. [official source · verified on 2026-10-15] |
| Disability | Not stated in the sources we checked — confirm with the office. |
Residence status
Not stated in the official sources we checked — unknown.
Where to apply
- City/ward national pension counter, a pension office, or your school if authorized; also by mail or online. [official source · verified on 2026-10-15]
Find addresses in the office finder.
Deadlines
- Reviewed per April–March year; can apply retroactively up to 2 years after the payment deadline. [official source · verified on 2026-10-15]
Documents
Not yet verified from an official source.
Phone / counter phrases
すみません、学生納付特例の手続きについて伺いたいのですが、何を持っていけばよいですか。
Sumimasen, gakusei nōfu tokurei no tetsuzuki ni tsuite ukagaitai no desu ga, nani o motte ikeba yoi desu ka.
Hello. I would like to ask about the procedure for the student pension deferral. What documents should I bring?
すみません、もう少しゆっくり話していただけますか。
Sumimasen, mō sukoshi yukkuri hanashite itadakemasu ka.
Sorry, could you please speak a little more slowly?
Generic phrases for practical help, not official wording.